A Step-by-Step First Time Buyer's Guide
Buying a home isn’t just a purchase, it’s a life-changing milestone. Whether you’re finding your first place or beginning a new chapter by upsizing or downsizing, the process can feel overwhelming. That’s where we come in. With decades of experience in San Francisco Bay Area real estate, The Smith + Aylwin Team brings clarity, strategy, and calm to every search. We start by listening, so we understand what home means to you, then use our local expertise to find the right fit, spot hidden opportunities, and negotiate with your goals in mind. Backed by Compass’ industry-leading platform and national network, we give you an edge with real-time market data, smart tools, and trusted connections. From the first tour to the final signature, we make sure every step feels clear, strategic, and seamless.
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Before touring any homes, we’ll sit down to outline your must- haves, wishlist features, preferred areas, and timing. A clear view of your lifestyle and budget sets the stage for an efficient, focused search and helps us spot the right opportunities fast.
Knowing your budget strengthens your negotiating position and avoids surprises. We’ll connect you with trusted lenders to review your finances, lock in competitive rates, and provide a pre-approval letter that shows sellers you're serious.
From off-market previews to open houses, we’ll line up homes that truly fit. From Compass previews to open houses, we’ll guide you through each property, highlight red flags or hidden potential, flag red flags or hidden potential, and refine the search as we go.
When you find the one, we’ll review recent sales, market trends, and seller motivation to recommend a strategic offer. We’ll also advise on deposits, timelines, and contingencies to help your offer stand out without overpaying.
Offers often invite counteroffers. Using market insight and negotiation experience, we’ll advocate for you, whether it's pricing, credits, or closing dates, always keeping your goals front and center.
Once terms are agreed, we’ll review every clause to ensure deposit, financing, inspections, and timing align with your needs. With signatures in place, your home is under contract and we move toward closing.
From inspections to appraisals, we’ll schedule and oversee every step. We’ll coordinate vendors, explain reports, and work with you to keep each step on track.
As closing nears, we’ll review settlement docs to ensure funds are being allocated appropriately, and the title company will arrange for you to sign the final paperwork.
On closing day, funds are dispersed and ownership officially transfers. Need contractor referrals, utility setup tips, or the best local take-out for your first night? We’re just a call away, and our relationship will continue long after the welcome mat is rolled out.
Tiburon's waterfront location makes it a prime destnation for homebuyers who desire water views, award-winning schools, and easy access to the bay and San Francisco. For a town of only 8,000 residents, Tiburon offers a variety of activities that belies its small size.
DISCOVER MOREWith waterfront vistas that rival the Côte d'Azur, Belvedere is one of Marin's most exclusive enclaves. Large, historic homes perched on hillsides with commanding views of San Francisco Bay define Belvedere, one of Marin County and the Bay Area's most desirable communities.
DISCOVER MOREModernity, Integrity, Experience
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The Smith + Aylwin Team Has the Expertise You Need.